Happy Monday morning…
So, I’m officially one week into this Whole30 journey. And aside from what the title of this post suggests, I’m actually not referring to the Whole30, although many my argue to the contrary. I’m actually talking about the biggest financial commitment of your life (well, lately my grocery bill seems to grow, so there’s that…)
According to the “what to expect timeline” on the Whole 30 site, I’m right in line…
….ahhh. yes. I JUST WANT A NAP!
It’s all normal, they say… it will pass, they say… you will come out of this on top, they say… #trustissues
A little last minute light reading… (find the book here)
And you know what else!? I’m also needing a nap because by the time you’re reading this, I’ll be boarding a flight to MIAMI and then heading down to Key West. AHHHH!!! Because my husband runs a seasonal lawn business, he decided last Friday that this was the ONLY non kid week he has left to relax before busy season starts back. After contemplating staying home and letting him have all the fun, I decided that life is too short and that I would bring Whole30 with me. He booked the trip yesterday, I headed to the nail salon and then packed our bags!! I’ll be honest, Whole30 and a trip sounds a tad daunting, but I’m ready. #ithink (Don’t worry, our house and kiddos are taken care of. The girls with their other parents for their kid week… in case you were wondering about that).
Anywho, Whole30 aside, (I’ll give an update tomorrow) I’m here to talk real estate today!
Today is actually Part ONE of a brand new series…
The Biggest Investment of Your Life
Here’s how this series will work:
Over the course of the next several weeks, I’ll divide and chat about the four phases of the buyers journey. When we’re finished with buyers, I’ll move on to a sellers journey 🙂
Even if you’re not into this sort of thing or have no real plans to purchase property anytime soon, what I’m about to share is sound advice and timeless material and mayyyybbbbeee just one day, you’ll pull this post and the rest of the series out of your archived files and call to let me know that you’re ready to make The Biggest Investment Of Your Life.
Just in case you’re new around these parts, hi and welcome! My name is Jill and I’ve been a Realtor with Semonin for almost six years. I work with both buyers and sellers to provide support and guidance through the many complexities of buying and selling real estate. Because if were easy, there wouldn’t a need for Realtors, right!? 🙂 You can also find me online here.
Now, I have no real way of knowing if buying a house is actually going to be the biggest investment your life, but I am willing to guess its top 5, maybe top 2 things you’ll ever make. And that is where things get rather serious, folks. As a Realtor, I’ve seen a lot. I’ve experienced a lot, I’ve read a lot, I’ve learned a lot and I’ve spent many hours figuring out the best ways to pass my real estate knowledge to sellers and buyers because its what I love to do.
Below are four phases of a buyer’s journey that I will chat about over the course of the next four Monday mornings: (highlighted in yellow on the left side of the image below)
In other words, (and if you’re not into reading sideways), the four phases consist of:
- Decisions and Pre-Approval
- Offers and Negotiation
- Financing and Inspections
- Closing and Possession
…and today, its all about the decisions, decisions, decisions, that pre approval letter and finding “The One.”
First things first, when you decide you’re ready to move on and purchase new property, you’ll need to meet with a Realtor (let’s hypothetically say its me :), discuss your wants and needs and then narrow down what you’re looking for. You’ll need to decide on a budget, area of town, and then things on your must have list such as four bedroom or three? Two bathrooms or four? Garage or no garage? Master on the main? Finished basement? Once I have an idea of what type of home you’re looking for, we’ll get you on an online search to find “the one.” We’ll go out and see homes, and then we’ll see some more, and then we’ll eventually see one that is worthy of an offer. For most buyers, and for what its worth, the average number of homes looked at is around 13.
Before moving on, I need to back up for a minute. During our “decision period,” otherwise known as a buyers counseling session, I’ll explain things like my role in finding your home in further detail, explain how Realtors receive compensation, explain home inspection provisions, hand out multiple pieces of literature such as fair housing brochures and lead based paint issues and then I’ll introduce you to experienced loan officers. Because in this market- a pre approval letter is no longer something that you apply for after an accepted contract… sellers don’t have time to wait around for that! Realtors like to know you can actually afford to buy that beautiful home you’re eyeing too 🙂 We’ll talk pre approvals and the importance of them and I’ll do my best to have you leave feeling more confident than when you walked in.
Once all of your questions are answered and you have a letter of pre approval in hand, we’re ready to house hunt! This time can prove to be an emotional, exhausting and time consuming journey but since we’ve done our homework and have our ducks in a row, you’re ready to send an offer to the listing broker when you finally come across The One.
… And that, friends, is where Part ONE of the real estate buyers journey ends. I’ll pick up on part TWO next Monday!
Thanks for reading here, have a wonderful day! XOXO